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Fire Commercial


Fire Commercial provides coverage against loss or damage to the property covered caused by fire, lightning and domestic gas explosion.


The covered property includes:

  • i) Buildings.
  • ii) Stock (raw materials, finished and unfinished goods and etc).
  • iii) Contents (plants & machinery, furniture, fittings and fixtures, office equipment and tools etc).

Basic Scope of Cover

This Scheme covers loss or damage against:


  • Fire
  • Lighting
  • Domestic gas explosion

In addition, you may extend the basic fire coverage to cover loss or damage caused by the following perils with additional contribution:


  • Aircraft Damage
  • Earthquake and Volcanic Eruption
  • Storm, Tempest
  • Flood
  • Impact Damage
  • Bursting & overflowing of water tanks apparatus or pipes
  • Electrical Installation Clause
  • Bush/Lalang Fire
  • Subsidence and Landslip
  • Spontaneous Combustion
  • Riot, Strike and Malicious Damage
  • Damage of falling trees or branches and object therefrom.

Period of Takaful

  • Duration of cover is for one (1) year. You need to renew your certificate annually.

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